Develop a GA policy where aircraft owners can avoid paying for annual flight cover while their aircraft is sitting on the ground and avoid wasting money on flight cover they are not in the air.

“Nobody enjoys paying for something they are not using.”

The Covered PAYGO platform developers and product team worked with the Tokio Marine Kiln aviation underwriters to develop FlyCovered, the world’s 1st Pay As You Go General Aviation policy.

We developed a platform that would offer customers:

• An online secure easy to use portal
• They could receive a quote, and choice of policies in 3 minutes
• Get cover in five minutes
• Instantly receive documents
• Manage their policy online 24/7
• Add flight cover whenever they needed it
• Only pay for the days they were flying, not the days they wish they were.

For the first time aircraft owners would be able to cover their aircraft while it’s on the ground with the added benefit of only paying for fight cover when they need it. They simply log into their FlyCovered account and book and pay for the days they require flight cover.

Aircraft owners can obtain a quote online in less than 3 minutes and get covered in 5. The first premium provides comprehensive annual ground cover and 7 days flight cover. Policyholders can then buy additional flight cover days online at a fixed daily rate when they need it.

The FlyCovered platform is available 24/7 and policyholders can manage and make changes to their policy at any time.

The first Pay As You Go Learner Driver Insurance that would change the way you could buy and use Learner Driver Insurance.

We developed a platform that would provide customers with.

• Avoiding having to pay for insurance on the days they were not driving.
• Ability to turn insurance on and off and only use it when you need it.
• Receive instant quotes and a choice of 6 policy options.
• Get covered and driving in 5 minutes
• Receive documents instantly
• An online secure, easy-to-use customer portal.
• Manage their policy online 24/7.
• Add on the road cover in minutes.
• Add top-up days and extend their policy
• Easy access from mobiles and tablets.
• Buy a small starter policy and top-up insured days online
• 100% more time to use any insured days purchased.
• The ability you manage your own policy online.

For the first time, Learner Drivers are able to buy a policy and just insure the days they knew the car and a supervisor are available. This stops them from wasting money and paying for the days they can’t drive. After they have purchased a policy they simply log into their account and book a day they can drive, this can be in advance or at the last minute.

Learners can obtain an instant quote at any time as we use pre-quoted premiums.
They can be covered and driving in less than 5 minutes.

They can buy a short period policy ie 3 insured days over 7 policy days, and just top up days as they need them. The first premium provides comprehensive cover for the insured car over a selected period of days, policyholders can then buy additional insured or policy days at a fixed rate as required..

The Pay As You Go platform is available 24/7 and policyholders can manage and make changes to their policy at any time.